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YOUR LOAN
OUR SOLUTION
Universe Program Highlights
No Income Documentation or DTI
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Borrowers can qualify without traditional income documentation, employment verification, or debt-to-income calculations.
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No DSCR ratio requirement for investment.
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Foreign Friendly​
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Foreign nationals are eligible, with the same rate options available.​​​
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Most visas are acceptable, including F, B,and J visas.​
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LTV​
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60% LTV for Primary or 2nd Home.
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50% LTV for investment or Cash out.
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Reserves​
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12-18 months reserves.
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50% can be "Non-Liquid"
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