YOUR LOAN
OUR SOLUTION
Program Highlights
Great Jumbo Rate for A+ Borrowers
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Competitive jumbo rates
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No bank deposit is required for rate discount
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Jumbo Specials
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No limit on RSU income to qualify
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Use rental income without landlord history
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No rigorous gift fund paper trailing
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Jumbo Express
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Mainly use agency guidelines
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Lower reserve as little as zero
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Lower credit score as low as 680
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Higher DTI
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Buy Without Sell
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Use departing rent to cover PITI, without landlord history
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Exclude primary's PITI to qualify with a letter of intent to sell, DTI can be 49.9%​
Investment Loans​
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Aggressive 1-4 units jumbo rental financing available, including jumbo cash out
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DSCR, rental cash flow program (can be negative, DSCR < 1)
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20% down to $2M rental loan amount
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Special solar pricing
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Non-QM Programs​
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Asset qualifier, asset depletion
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Self-employment: 1-year 1099, 1-year tax return even for jumbo loan, bank statement loan
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