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GMCCLOAN
SOLUtions

YOUR LOAN
OUR SOLUTION

NON-QM

BUY WITHOUT SELL

Program Highlights

Great Jumbo Rate for A+ Borrowers

 

  • Competitive jumbo rates

  • No bank deposit is required for rate discount

Jumbo Specials

  • No limit on RSU income to qualify

  • Use rental income without landlord history

  • No rigorous gift fund paper trailing

Jumbo Express

  • Mainly use agency guidelines

  • Lower reserve as little as zero

  • Lower credit score as low as 680

  • Higher DTI

Buy Without Sell

  • Use departing rent to cover PITI, without landlord history

  • Exclude primary's PITI to qualify with a letter of intent to sell, DTI can be 49.9%

 

Investment Loans

  • Aggressive 1-4 units jumbo rental financing available, including jumbo cash out

  • DSCR, rental cash flow program (can be negative, DSCR < 1)

  • 20% down to $2M rental loan amount

  • Special solar pricing

Non-QM Programs

  • Asset qualifier, asset depletion

  • Self-employment: 1-year 1099, 1-year tax return even for jumbo loan, bank statement loan

Free Quotes

FREE QUOTE

Mortgage interest rates can vary based on your circumstances. Please use the simple form below to submit your basic information for customized quotes!

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